Store Policies & Disclaimers
Thank you for choosing to invest in your credit journey with my DIY dispute tools and kits. Please read my policy page carefully before making a purchase.
About Me
I am based right here in the U.S., and I am passionate about helping everyday people take control of their credit.
All of my tools, templates, and guides are created using U.S. consumer protection laws — like the Fair Credit Reporting Act (FCRA) and Metro 2 Compliance standards — to help you take real action toward your credit.
My products are designed specifically for U.S. consumers.
📥 Digital Product Delivery
All products sold in this store are digital downloads and will be delivered via email or instant access page immediately after purchase.
No physical items will be shipped.
Refund Policy
Due to the digital and informational nature of these products, all sales are final. We do not offer refunds, returns, or exchanges. Please review the product descriptions carefully before purchase.
If you experience any issues with downloading your product, please contact me at thecredithacker0@gmail.com and we’ll assist you promptly.
Legal Disclaimer
The resources provided are for educational and informational purposes only.
They are not intended to substitute legal advice, nor do they create an attorney-client relationship.
While my kits and templates are based on consumer protection laws like the Fair Credit Reporting Act (FCRA) and Metro 2 compliance standards, I recommend consulting with a licensed attorney for any legal decisions or case-specific advice.
Intended Use
These tools are designed to help consumers:
- Understand and enforce their credit reporting rights
- Dispute inaccurate, outdated, or unverifiable items
- Communicate with credit bureaus and furnishers
- Take a self-directed approach to credit improvement
These products are educational tools designed to help individuals understand and exercise their consumer rights. They do not constitute credit repair services, and I do not make or imply any guarantees of specific outcomes. Because every credit profile is unique and results depend on a variety of factors — including the accuracy of your report, the responsiveness of credit bureaus and furnishers, and your consistency in following through — individual results may vary.
📧 Support
If you need help accessing your files or have a question about how to use your product, please email me at:
📨 thecredithacker0@gmail.com
You will receive a response within 24–48 business hours.
Copyright Notice
All templates, scripts, and digital materials are protected under copyright. Reselling, distributing, or reproducing any part of my products without written permission is strictly prohibited.